Comprehensive worldwide travel insurance for you, your immediate family, and your Supplementary Cardmembers and their immediate family, from the moment you book with your Card.
Please download the full insurance coverage documentation here.Cancelling, postponing or abandoning your trip provides cover for up to £7,500 cover for unused travel, accommodation, excursion and leisure activities that have been paid for, or pre-booked, on the Card Account which are not refundable or a fee is charged to change them.
Key exclusions and limitations * Pre-existing medical conditions other than those on the accepted conditions list which is available by visiting our Insurance Benefit Centre
* Cancellation due to business reasons
* Abandonment after the first leg of a trip * £50 excess applies * Circumstances known before booking a trip
* Disinclination to travel
Cutting short your trip provides up to £7,500 cover for costs to return home (and to resume original trip) and unused travel and accommodation costs where a trip has been purchased on the Card Account.
Key exclusions and limitations * Pre-existing medical conditions other than those on the accepted conditions list which is available by visiting our Insurance Benefit Centre
* No refund for unused tickets where an insurer has paid for alternative travel arrangements to the same destination * Circumstances known before booking a trip * £50 excess applies * Cutting short a trip due to lack of enjoyment or adverse weather conditions
- Up to £300 for missed departure due to accident or breakdown, travel delay, overbooking, or missed connection - Up to £300 for baggage delayed by airline· - Additionally, up to £300 for extended baggage delay by airline
Key exclusions and limitations *Claims where travel tickets were not purchased on the Card Account *Purchases which are not on the Card Account * Costs where a transport provider has offered an alternative * Baggage delay on the final leg of a trip * Purchases made after baggage has been returned * Costs which are recoverable from any other source * Delays of less than four hours
Car Rental Benefits – Theft, Damage and Liability - Up to £50,000 for theft or damage to vehicle (including any applicable excess) - Up to £500,000 (Up to US$1 million in USA) for damage to another person or their property
Key exclusions and limitations * Commercial vehicles, motor homes, caravans and trailers * Cover applies only when rental agency allows refusal of their insurance * An insured person must be named on the rental agreement
Up to £2,000 cover for personal belongings, money and travel documents which are lost, stolen or damaged when your trip has been purchased on the Card Account.
Provides up to £2,000,000 cover for necessary medical, surgical and hospital costs during a trip, all necessary repatriation and evacuation costs, or £2,500 for local funeral, and £1,000 emergency dental treatment.
Key exclusions and limitations
* Claims arising directly or indirectly from any pre-existing medical conditions other than those on the accepted conditions list which is available by visiting our Insurance Benefit Centre
* Medical assistance and expenses benefits if aged 70 years or over at any time during the trip 1
* Medical treatment in the country of residence
* Sports or activities that may be considered dangerous
* All costs must be approved in advance by the Insurer. If the unexpected happens on your travels and you need medical assistance, we should be your first point of contact. Simply ring the number on the back of your Platinum Card and we will ensure you get the treatment you need by a doctor who speaks your language
* In order to receive certain insurance benefits, you need to purchase the trip on your Platinum Card in full
1 If you are concerned about cover ending at age 70 and how it affects you, your family or Supplementary Cardmembers, please call us on 0800 917 8054