Learn how to get an affordable insurance plan for your small business through the Chamber Benefit Plan.
The Chamber Benefit Plan allows smaller employers like you to offer quality health care coverage to your employees at a reasonable price. This innovative plan from the Missouri Chamber Federation uses a multiple employer welfare arrangement (MEWA) model to enable small businesses to join together and share in the overall claims risk by being part of a larger self-funded pool. Learn more about eligibility in our FAQ.
Select your county from the dropdown to see the available 2024 plans for your region.
Your business is located in the Western Coverage Region.
Use the button below to download the available 2024 plans.
Your business is located in the Eastern Coverage Region.
Use the button below to download the available 2024 plans. The highlighted plans on pages eleven and twelve are HSA-eligible.
For your business to be eligible to participate in the Chamber Benefit Plan, you must:
You do not need to be a chamber member in order to receive a quote. We encourage you to contact a broker for a quote before submitting a membership application.
The MEWA model allows small business employers to join together in a self-funded pool to share in the overall claims risk.
Plans in the Eastern Region include options for dental and vision benefits. You may be eligible for a medical discount by bundling dental and vision with your medical coverage.
Yes, the Chamber Benefit Plan offers fully integrated Health Savings Accounts through Central Bank to participants in the Eastern Coverage Region. Learn more here .
If the business is headquartered in Missouri, out-of-state offices and employees are also eligible for the Chamber Benefit Plan. In fact, the plan has members in every state in the U.S.
In the eastern portion of the state , t he Chamber Benefit Plan is available on Blue Access, Blue Access Choice and Blue Preferred health networks through Anthem. Dental and Blue View Vision Network are also through Anthem.
In the west, the Chamber Benefit Plan is available on Freedom Network Select and HealthLink Open Access III.
Your employees with a High Deductible Health Plan will automatically receive a free, fully integrated HSA.** Central Bank’s HSA works seamlessly with the Chamber Benefit Plan.
**This is specific to the Eastern Coverage Region.
With Paytient’s Health Payment Account (HPA) your team is enabled to split the cost of health care and prescription medications over time — without interest, fees or credit impact. Available for Chamber Benefit Plan members at no cost starting 6/1/24.
Small businesses all across our state are saving money by using the Chamber Benefit Plan. Hear from Missouri leaders about how this plan provides great, affordable coverage for their businesses.
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“ It’s a great plan. It has saved us a ton of money. Before that, our health insurance was through the roof, so it’s been a big savings. We’re just really happy with it. ”
Questions about the Chamber Benefit Plan? Ready to get your small business started on the Plan? Fill out the form below.
